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The Oaks. Waterman Village’s flagship retirement community since 1989


The Oaks is Waterman Village’s ‘flagship’ retirement community that was founded in 1989. Independent living ranch, duplex, and quad-plex homes grace the beautiful tree-lined streets in the The Oaks neighborhood. It truly looks and feels like a ‘neighborhood’ with no two homes exactly alike.

At The Oaks, all 260 independent living duplex home residences come with either an enclosed garage or covered carport. You just pull right up to your front door. Each residence has at least two bedrooms and two baths.  Floor plans and styles are below. The beautiful established tree-lined campus will remind you of Midwest or New England states.

The ‘Villa’ residences at The Oaks allow you to do a low buy-in fee, $15,000, that result in a higher monthly service fee. Those that require higher buy-in fees, offer 75- 80% life-time refund percentages that DO NOT DECLINE or AMORTIZE over time. A rare feature/benefit for a multi-level/progressive living type of community.

Waterman Village is a great choice for those who already have long-term care insurance.

The Oaks is connected to Lakeside by a golf cart/pedestrian bridge over Donnelly Street.  Lakeside offers independent living apartments AND duplex homes, whereas The Oaks only offers duplex homes.

Since most residence types have waiting lists, we strongly encourage people to plan ahead by joining our ‘In-The-Wings‘ club.

Having access to all of Waterman Village’s activities, facilities and services on one campus, best enables our residents to remain independent and active longer throughout life, in comparison to if they had remained in their own homes outside of Waterman Village.



Tour the Community Surrounding


The Oaks Gatehouse is Staffed 24/7

Senior Exercising


Resident Comments


“We researched & visited several retirement communities.  We moved from Summerfield to ‘The Oaks’ Retirement Community at Waterman Village in Mount Dora.  We wanted a community that offered all three levels of living: independent, assisted, and a Medicare 5-Star rated nursing and rehabilitation center. We wanted a community that refunded back the majority of the entry fee, regardless of how many years we lived there.  We wanted a location with a small town feel, yet one that was still close to everything we needed as we aged.  We wanted to live close to a top rated hospital and closer to MCO airport.  And, we wanted a community that was part of an organization with stable leadership and had a strong history and track record. Waterman Village met our criteria”. 

Jack and Carol (moved from Summerfied)


Jack and Valerie EnardWe did much online research and physical looking at retirement communities. We had lived in Orlando for 21 years and enjoyed spending time in Mount Dora. We both had lived in small towns in Pennsylvania, and we came to love the atmosphere of Mount Dora.  We wanted to make a move while we’re still young and able to live independently.  The activities here are many and suit us well. We have no children or family so we feel very comfortable knowing progressive care is available should one of us need it.  The community is top notch in all departments. After living here for two years, the residents are like family.” 

– Jack & Valerie (moved from Orlando)

“We recently moved into Waterman Village after a 2-year wait, and it has already been well worth the wait! We searched for over a year; and after visiting many places, we decided on Waterman as our future permanent home. What brought us here is the friendliness of the staff, the tree-lined neighborhood atmosphere, the professionally-run community, the many amenities, and the fact that we can get part of the entrance fee back. So happy we chose Waterman! Thank you Lord and thank you Waterman Village”.

– Richard and Jean (moved from Palm Coast)


Ron and Susan Jerlas

“We were living in a 55+ community just outside Leesburg. The more we talked about it, the more we liked the idea of a simpler life, a maintenance-free home, having care nearby if needed, the ability to travel with greater ease, and peace of mind for our children. And so our search began, and we prayed for guidance.“The more we looked, the more Waterman felt like home to us. Parking was important, as was the house – both seemed to suit our needs. And of course,Mount Dora was a draw as well. Our children are scattered across the country. They were surprised, supportive and delighted for us when they learned of our decision to make ‘the big move.’“We’re going into our third month, loving our home, our front porch, and our neighbors. Our grateful prayer goes on…Bless you, Waterman Village…Thank you, God!

– Ron and Susan (moved from Leesburg)


Culinary Services at The Oaks


The Oaks Lodge Café

Located in the Lodge, the Waterman Village Café offers breakfast, homemade soups, sandwiches, entrees, salads, daily specials and weekly cookouts. Residents can purchase a loaf of bread, juice, milk, etc.  There’s also a quick ‘grab and go’ section. You can either dine in or take out.

The Oaks Lodge Dining Room

The Lodge Dining Room. Open for lunch and dinner. Try one of our two home made soups, made fresh daily! You can select from a wide variety of entrees and side items each day. There is a fresh fruit and salad bar with a nice selection of fruits, vegetables, and salads. And, make sure to save room for our ‘world renowned’ 14 foot dessert area, with most of the desserts being made in-house, by our wonderful baker Lori, who has been a Waterman staff member for close to 15 years.

The Oaks Lodge ‘Bistro’

The intimate Five-Star Bistro is open Tuesday through Saturday for dinner, and Wednesday through Friday for lunch. The Bistro offers an elegant ambiance, with selections for a more sophisticated palette. Enjoy some twin lobster tails, grilled salmon, filet of premium beef. ‘In-the-Wings’ club members (those on our waiting list), are entitled to eat in the Bistro by advanced reservation. At one time, it was considered one of the top restaurants in Mount Dora, when it was open to the public.

Prefer not to drive or walk to one of the dining venues? Just call us and we’ll pick you up at your front door and return you back to your front door.  Meal delivery service is also available for a nominal charge, and meal pick ups are also available.

 Dining hostess at Waterman VillageJack and Valerie Enard

Chefs At Work

Click Here to read the Waterman Village ‘Living Your Best Life’ magazine

Click Here to read a testimony from some of our newest residents who have moved to Waterman Village

Click here see some monthly activity calendars.

Click here to read WHY people choose Waterman Village from areas across the U.S.

Click here for a list of some of our regularly scheduled activities.

Click Here for a local online medical directory within 10 miles of Waterman Village/Mount Dora

Click Here to read comments from residents as to why they chose Waterman Village 

Click Here to learn why moving to Waterman Village why STILL independent and active, is the best way to remain that way as long as possible throughout life.

Click Here to read about why Mount Dora, FL, is one of America’s ‘Best Small Towns’.

Click Here to view and use our independent living community comparison checklist.

Click Here to learn about Waterman Village’s ‘Not-for-Profit difference’.

Click Here to learn what’s included in the monthly service fee.

Click Here for an OAKS rate overview

Waterman Waiting List Club


If the plan you like is not currently available, you can join the 

IN-THE-WINGS CLUB. Ask for more details.


Floor Plans


CLICK HERE to see the Villa floor plans.

CLICK HERE to see the Manor floor plans.

Video of a Captiva style Villa

Video of a Sabal style Villa with a den

Video of a Sabal style Villa with a lanai

Video of a Key West style Villa

Video of a Sanibel style Villa with a den

Video of a Glenwood style Manor Home

PLEASE NOTE–Some of the Manor Videos need updating.  All new Manor Home residents receive dining dollars as part of their monthly service fee.

Video of a Brentwood II style Manor Home

Video of a Wedgewood style Manor Home 

The Independent Living Information Center is open M-F from 8-4:30, and evenings & weekends by appointment.  It’s located at 150 Waterman Avenue, Mount Dora, FL, 32757.  Right now, the best address to use in your GOOGLE MAPS GPS to get to The Oaks, is 111 Waterman Avenue.

The phone is: (352) 385-1120, or you can email:

Or, you can fill out our information request form  to request more information.

We can also set up a live online video call with you (and your family/parents) via SKYPE.  It’s very easy to use and there’s nothing to download.

Maggie, Alondra, Abe, Cheryl, Colleen, and Jeff are all eager to help you. 100 years of combined senior living experience.


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