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‘The Oaks’ Retirement Community at Waterman Village


The Oaks at Waterman Village Information Center is now back open for appointments (352) 385-1126

Or, if you’d like to have an on-line/video/virtual appointment, to learn about The Oaks, just call Lorena to set one up! We can use Facebook, FaceTime, Skype, GOOGLE Duo, ZOOM, WebEx or any other video conferencing service that you might already be familiar with

The Oaks is Waterman Village’s ‘flagship’ retirement community that was founded in 1989.  270 independent living homes grace the beautiful tree-lined streets in the The Oaks neighborhood. Residents have the option of paying an entrance fee and slightly reduced all inclusive monthly service fee. Or, no entrance fee, but a slightly higher all-inclusive monthly service fee.

At The Oaks, you can choose from spacious Estate duplex homes, Manor duplex homes, Custom ranch homes, or Villa quad/duplex homes. All offer convenient/close covered parking. The Oaks residents have priority access to the Bridgewater Assisted Living apartment residence and the Edgewater Health & Rehabilitation Center, located right on the same campus as The Oaks.  The Waterman Village Home Care agency and the Waterman Village Outpatient Physical, Occupational, and Speech Therapy Clinic are also ideally located right on The Oaks campus.  Three dining venues, the Chapel Fellowship church, the Brain Wellness Academy for Seniors, a fully equipped wellness center, and a United Southern Bank office are all located on The Oaks campus as well.

When people compare all things: leadership stability, history, tradition, organizational mission and ownership, close proximity to a quality hospital & other needed services and attractions (physician, dental, worship, paramedic, in-home care, pharmacy, shopping, recreational, cultural, library, arts, banking, auto, golf, etc.), town located in, refund options, campus security, home designs, food, campus facilities & services, activity opportunities, and friendly/home-like environment, they soon discover why choosing a Waterman Village retirement community is their best overall choice, when researching communities that offer independent living, assisted living, and health care facilities all on one site. 

Cheryl, Bonnie, and Lorena are glad to serve you. Scroll down for more information about The Oaks.

As our residents have discovered, moving to The Oaks while ‘STILL’ independent and active, is actually the best way they can increase their chances of ‘REMAINING’ independent and active, as long as possible throughout life. 

Physician offices, dental offices, a home health care agency, a travel agency, a real estate agency, and a full-service pharmacy that delivers, are all conveniently located within a short walk or golf cart drive. Everything one needs to best remain independent and active, throughout life! Scroll down below for more details on the different residence types available at The Oaks.

The Oaks Information Center is open M-F from 8-4:30, and evenings & weekends by appointment. 

Phone: (352) 385-1126


It’s located at 141 Waterman Avenue, Mount Dora, FL, 32757

Unlike most continuing-care or life-plan communities, at Waterman Village, if you’re on our wait list and you develop a chronic health condition, we won’t automatically rule you out from a move to an independent living residence.

The Oaks ideally and uniquely offers entry-fee refund plans where residents can receive 75-85% back of their original entry fee paid, no matter how many years they live at The Oaks.  This avoids a feeling of ‘being trapped’, like you can never move again. Because, if an Oaks resident desires/needs to move out, they will still receive the bulk of their original entry fee they paid back.  Unlike some communities, where after you’ve lived there only a few years, there is a much lower percentage or no refund back of the original entry fee paid, if one desires/needs to move out.  A very important consideration to think about, before choosing a life-plan, continuing care, multi-level, or progressive living community.

The Oaks independent living residents typically utilize Waterman Village’s on-campus nursing center, The Edgewater, only on a short term basis.  These short term stays are often already covered by the resident’s Medicare and/or insurance plans.  Only 2% of the current ‘long-term’ residents in The Edgewater, formerly lived in The Oaks independent living area. Nursing home usage is declining across the U.S., hospitals are being incentivized for not discharging their patients to nursing homes, and ‘in-home care’ services are helping The Oaks residents remain in their independent living residences longer, thus further reducing the need for long term assisted living or long term nursing home care.

Moving to The Oaks, which offers independent living, assisted living, and a Medicare 5 Star Rated nursing center on campus, is a wise financial choice for persons who already possess long-term care insurance.


Not ready to move right now?  No problem.  We have a waiting list for The Oaks.  For a $950 application/membership fee, you can place your name(s) on our In-The-Wings club wait list.  We recommend it highly, because, when your name comes up, if you’re not ready to take the residence offered, you still retain your place on the wait list.  In-The-Wings club members receive some very nice perks, such as dining privileges in The Oaks 5-Star ‘Bistro’ fine dining restaurant and The Oaks Cafe, permission to attend Sunday ‘Chapel Fellowship’ worship services, use of the heated outdoor pool, and use of the wellness/fitness center (personal trainers available at no charge).  Members also receive complimentary tickets to local events, as well as invitations to special events held on the Waterman Village campus. It’s a great value, in addition to being able to secure your future peace of mind. 


The Oaks Retirement Community at Waterman Village –  Villa Homes

The one story 2BR – 2BA duplex and quadplex Villa Homes, are located on quiet, peaceful, tree-lined streets. Sizes range from 1,072 square feet to 1,370 square feet. Convenient covered parking, just steps from your front door.  No two villas are exactly alike. Not up to driving/walking to the dining room or to an activity?  No problem!  Just call and we’ll pick you up right at your front door and return you back to your front door.

Villa Home with Gold Car

Video Tour of a Sabal with a Lanai style Villa

Click Here for a link to pictures of the above Villa


Video Tour of a Key West Style Villa

Video Tour of a Sanibel with a Den style Villa

Video tour of a Captiva style Villa

The Oaks Retirement Community at Waterman Village – Custom Villa Homes

Custom Villa Home

A Custom Villa home is a ranch style ‘free-standing’ home, offering more square footage than traditional Villa homes (2,000 square foot range).  All have spacious 2 car carports.  Their beautiful – spacious interiors, are a wonderful choice for couples or individuals who are moving from larger homes, and are accustomed to larger accommodations.  There are 10 Custom Villa homes on the Waterman Village campus.


The Oaks Retirement Community at Waterman Village – Manor Homes

New Manor Home


The Manor homes with their brick and stone trim are reminiscent of a country manor home.  Five different floor plans offer two bedrooms, two baths and an attached garage for both car and golf cart.  Some have an additional den as well.  Sizes range from 1,408 square feet to just under 1, 900 square feet.  The Manors include spacious interiors with modern appliances, including a full size, side-by-side washer/dryer.  Several floor plans offer a screened lanai.  The first video below, is a walk-through of a ‘Brentwood II’ style Manor home.  The second one is a video walk-through of a ‘Glenwood’ style Manor home.

Video Tour of a Glenwood style Manor Home (very similar to a Wedgewood style)

Video Tour of a Brentwood style Manor Home


The Oaks Retirement Community at Waterman Village – Estate Homes

The Estate homes have 2BR-2BA, dens, enclosed two car garages, and are some of our largest and most modern designed floor plans.   Current Estate Home floor plans vary, with no two floor plans exactly alike.  Spacious bedrooms and bathrooms, nice functional design, light and open.


It is the best GIFT, one can give to their children . . . 

My wife and I moved to Waterman Village 2 yrs. ago after looking for a place we could call our forever home.  We are very happy we chose this place as the staff and residents are the best , you can do as much or as little as you want as far as activities go and is a great place to enjoy our retirement years.  It is nice to live in a safe , quiet , gated community that is very well laid out and landscaped . We are living our best life.

Steve and Catherine