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The Oaks Retirement Community at Waterman Village


Moving to one of Waterman Village’s full-service, progressive, multi-level of living retirement communities while ‘STILL’ independent and active, is actually the best way one can increase their chances of ‘REMAINING’ independent and active, as long as possible throughout life. 


The Oaks is Waterman Village’s ‘flagship’ retirement community that was founded in 1989.  Beautiful tree-lined streets grace  The Oaks neighborhood. Residents pay an entrance and monthly service fee. At The Oaks, you can choose from spacious Estate duplex homes, Manor duplex homes, Custom ranch homes, or Villa quad/duplex homes. All offer convenient/close covered parking. The Oaks residents have priority access to the Bridgewater Assisted Living apartment residence and the Edgewater Health & Rehabilitation Center.  The Waterman Village home care agency and the Waterman Village Outpatient Physical, Occupational, and Speech Therapy Clinic are ideally located right on campus.  Three dining venues, the Chapel Fellowship church, recreational/wellness center, physician offices, dental offices, banking, and a full-service pharmacy that delivers are conveniently located within a short walk or golf cart drive. Everything one may want to best remain independent and active, throughout life! Scroll down below for more details on the different residence types available at The Oaks.

Unlike most continuing-care or life-plan communities, at Waterman Village, if you’re on our wait list, and you develop a chronic health condition, we won’t automatically rule you out from a possible future move to an independent living residence.



Not ready to move right now?  No problem.  We have a waiting list for The Oaks Retirement Community.  For a $950 application/membership fee, you can place your name(s) on our In-The-Waterman Waiting List ClubWings club wait list.  We recommend it highly, because, when your name comes up, if you’re not ready to take the residence offered, you still retain your place on the wait list.  In-The-Wings club members receive some very nice perks, such as dining privileges in The Oaks 5-Star ‘Bistro’ fine dining restaurant and The Oaks Cafe, permission to attend Sunday ‘Chapel Fellowship’ worship services, use of the heated outdoor pool, and use of the wellness/fitness center (personal trainers available at no charge).  Members also receive complimentary tickets to local events, as well as invitations to special events held on the Waterman Village campus. It’s a great value, in addition to being able to secure your future peace of mind. 


The Oaks Retirement Community at Waterman Village –  Villa Homes

Villa Home with Gold CarThe one story 2BR – 2BA duplex and quadplex Villa Homes, are located on quiet, peaceful, tree-lined streets. Sizes range from 1,072 square feet to 1,370 square feet. Convenient covered parking, just steps from your front door.  No two villas are exactly alike. Not up to driving/walking to the dining room or to an activity?  No problem!  Just call and we’ll pick you up right at your front door and return you back to your front door.

There are four ‘Villa’ videos below.  The first is the ‘Sabal’ style villa with an enclosed screened-in lanai (some have a den instead of the lanai).  The second is a ‘Sanibel’ style villa with an enclosed den (some have an enclosed lanai instead of the den). The third is the ‘Captiva’ style villa ( 2BR – 2BA ). The fourth is the ‘Key West’ villa floor plan layout.




The Oaks Retirement Community at Waterman Village – Custom Villa Homes

Custom Villa Home

A Custom Villa home is a ranch style ‘free-standing’ home, offering more square footage than traditional Villa homes (2,000 square foot range).  All have spacious 2 car carports.  Their beautiful – spacious interiors, are a wonderful choice for couples or individuals who are moving from larger homes, and are accustomed to larger accommodations.  There are 10 Custom Villa homes on the Waterman Village campus.


The Oaks Retirement Community at Waterman Village – Manor Homes

New Manor Home

The Manor homes with their brick and stone trim are reminiscent of a country manor home.  Five different floor plans offer two bedrooms, two baths and an attached garage for both car and golf cart.  Some have an additional den as well.  Sizes range from 1,408 square feet to approximately 2,000 square feet.  The Manors include spacious interiors with modern appliances, including a full size, side-by-side washer/dryer.  Several floor plans offer a screened lanai.  The first video below, is a walk-through of a ‘Brentwood II’ style Manor home.  The second one just below it, is a video walk-through of a ‘Glenwood’ style Manor home.



The Oaks Retirement Community at Waterman Village – Estate Homes

The Estate homes have 2BR-2BA, dens, enclosed two car garages, and are some of our largest and most modern designed floor plans.   Current Estate Home floor plans vary, with no two floor plans exactly alike.  Spacious bedrooms and bathrooms, nice functional design, light and open.


Waterman Village ideally and uniquely offers entry-fee refund plans, where residents receive between 75-85% back of their original entry fee paid, no matter how many years they live at Waterman Village.  Residents don’t feel trapped, like they can never move again, because of having paid a large entry fee where they would not receive anything back, should they desire to move out and closer to a family member or friend in the future. A very important consideration to remember before choosing a community.

Waterman’s independent living residents typically utilize the Edgewater, the on-campus nursing center, only on a short term basis, which is often already covered by a resident’s Medicare and/or insurance plan.  Only 2% of the Edgewater’s current long-term residents, formerly lived in independent living. Nursing home usage is declining across the U.S., hospitals are being rewarded for not discharging their patients to nursing homes, and ‘in-home care’ services are helping Waterman Village independent living residents remain in their residences longer, thus further reducing the need for long term assisted living or nursing home care.

Moving to a Waterman Village retirement community, is an ideal choice, for persons who already possess long-term care insurance.



We did our research, toured other communities; but when we visited Waterman Village, we immediately knew Waterman would be our new home.  It is a beautiful community in a great location.  Amenities, activities, and food are great, plus our staff is the best.  We are presently enjoying independent living, but have peace of mind knowing progressive care is available right here on campus.  (This was important to us.)  Waterman was the right choice!  

John and Patrica