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The Oaks at Waterman Village


During the COVID time, we’re still available to take your calls! (352) 385-1126

Or, if you’d like to have an on-line/video/virtual appointment, to learn about The Oaks, just call Lorena to set one up! We can use Facebook, FaceTime, Skype, GOOGLE Duo, ZOOM, WebEx or any other video conferencing service that you might already be familiar with

When people compare all things: leadership stability, history, tradition, organizational mission and ownership, close proximity to a quality hospital & other needed services and attractions (physician, dental, worship, paramedic, in-home care, pharmacy, shopping, recreational, cultural, library, arts, banking, auto, golf, etc.), town located in, refund options, campus security, home designs, food, campus facilities & services, activity opportunities, and friendly/home-like environment, they soon discover why choosing a Waterman Village retirement community is their best overall choice, when researching communities that offer independent living, assisted living, and health care facilities all on one site. 

Cheryl, Bonnie, and Lorena are glad to serve you. Scroll down for more information about The Oaks.

As our residents have discovered, moving to The Oaks while ‘STILL’ independent and active, is actually the best way they can increase their chances of ‘REMAINING’ independent and active, as long as possible throughout life. 


The Oaks is Waterman Village’s ‘flagship’ retirement community that was founded in 1989.  Beautiful tree-lined streets grace The Oaks neighborhood. Residents pay an entrance and monthly service fee. At The Oaks, you can choose from spacious Estate duplex homes, Manor duplex homes, Custom ranch homes, or Villa quad/duplex homes. All offer convenient/close covered parking. The Oaks residents have priority access to the Bridgewater Assisted Living apartment residence and the Edgewater Health & Rehabilitation Center, located right on the same campus as The Oaks.  The Waterman Village Home Care agency and the Waterman Village Outpatient Physical, Occupational, and Speech Therapy Clinic are also ideally located right on The Oaks campus.  Three dining venues, the Chapel Fellowship church, the Brain Wellness Academy for Seniors, a fully equipped wellness center, and a United Southern Bank office are all located on The Oaks campus as well.

Physician offices, dental offices, a travel agency, a real estate agency, and a full-service pharmacy that delivers are conveniently located within a short walk or golf cart drive. Everything one needs to best remain independent and active, throughout life! Scroll down below for more details on the different residence types available at The Oaks.

The Oaks Information Center is open M-F from 8-4:30, and evenings & weekends by appointment. 

Phone weekdays (352) 385-1126         Phone evenings & weekends (352) 234-6097


It’s located at 141 Waterman Avenue, Mount Dora, FL, 32757

Unlike most continuing-care or life-plan communities, at Waterman Village, if you’re on our wait list and you develop a chronic health condition, we won’t automatically rule you out from a move to an independent living residence.

The Oaks ideally and uniquely offers entry-fee refund plans where residents can receive 75-85% back of their original entry fee paid, no matter how many years they live at The Oaks.  This avoids a feeling of ‘being trapped’, like you can never move again. Because, if an Oaks resident desires/needs to move out, they will still receive the bulk of their original entry fee they paid back.  Unlike some communities, where after you’ve lived there only a few years, there is no refund back if one desires/needs to move out.  A very important consideration to think about, before choosing a life-plan, continuing care, multi-level, or progressive living community.

The Oaks independent living residents typically utilize Waterman Village’s on-campus nursing center, The Edgewater, only on a short term basis.  These short term stays are often already covered by the resident’s Medicare or insurance plans.  Only 2% of the current ‘long-term’ residents in The Edgewater, formerly lived in The Oaks independent living area. Nursing home usage is declining across the U.S., hospitals are being incentivized for not discharging their patients to nursing homes, and ‘in-home care’ services are helping The Oaks residents remain in their independent living residences longer, thus further reducing the need for long term assisted living or long term nursing home care.

Moving to The Oaks, which offers independent living, assisted living, and a Medicare 5 Star Rated nursing center on campus, is a wise financial choice for persons who already possess long-term care insurance.


Not ready to move right now?  No problem.  We have a waiting list for The Oaks.  For a $950 application/membership fee, you can place your name(s) on our In-The-Wings club wait list.  We recommend it highly, because, when your name comes up, if you’re not ready to take the residence offered, you still retain your place on the wait list.  In-The-Wings club members receive some very nice perks, such as dining privileges in The Oaks 5-Star ‘Bistro’ fine dining restaurant and The Oaks Cafe, permission to attend Sunday ‘Chapel Fellowship’ worship services, use of the heated outdoor pool, and use of the wellness/fitness center (personal trainers available at no charge).  Members also receive complimentary tickets to local events, as well as invitations to special events held on the Waterman Village campus. It’s a great value, in addition to being able to secure your future peace of mind. 


The Oaks Retirement Community at Waterman Village –  Villa Homes

Villa Home with Gold Car

The one story 2BR – 2BA duplex and quadplex Villa Homes, are located on quiet, peaceful, tree-lined streets. Sizes range from 1,072 square feet to 1,370 square feet. Convenient covered parking, just steps from your front door.  No two villas are exactly alike. Not up to driving/walking to the dining room or to an activity?  No problem!  Just call and we’ll pick you up right at your front door and return you back to your front door.

The Oaks Retirement Community at Waterman Village – Custom Villa Homes

Custom Villa Home

A Custom Villa home is a ranch style ‘free-standing’ home, offering more square footage than traditional Villa homes (2,000 square foot range).  All have spacious 2 car carports.  Their beautiful – spacious interiors, are a wonderful choice for couples or individuals who are moving from larger homes, and are accustomed to larger accommodations.  There are 10 Custom Villa homes on the Waterman Village campus.



The Oaks Retirement Community at Waterman Village – Manor Homes

New Manor Home


The Manor homes with their brick and stone trim are reminiscent of a country manor home.  Five different floor plans offer two bedrooms, two baths and an attached garage for both car and golf cart.  Some have an additional den as well.  Sizes range from 1,408 square feet to just under 1, 900 square feet.  The Manors include spacious interiors with modern appliances, including a full size, side-by-side washer/dryer.  Several floor plans offer a screened lanai.  The first video below, is a walk-through of a ‘Brentwood II’ style Manor home.  The second one is a video walk-through of a ‘Glenwood’ style Manor home.



The Oaks Retirement Community at Waterman Village – Estate Homes

The Estate homes have 2BR-2BA, dens, enclosed two car garages, and are some of our largest and most modern designed floor plans.   Current Estate Home floor plans vary, with no two floor plans exactly alike.  Spacious bedrooms and bathrooms, nice functional design, light and open.


After researching facilities up and down the east coast and throughout Florida, we knew Waterman Village was the place for us.  We love our smaller home and the fact that all maintenance – inside and out – is taken care of. Not having to plan and cook meals is wonderful and the food here is delicious.  There are activities galore! We moved to Waterman Village almost two years ago and have never regretted our decision – living here is definitely “Living Your Best Life”.

Karen and Joe